Our Sustainability

Future goals and targets

Sustainable investment strategies

We are aligning our investment portfolio with ESG principles to create long-term value for our members and society.
wealth

Prioritising green-certified real estate in all upcoming developments to reduce environmental impact and lower utility costs for occupants. These projects will also promote healthy living by integrating well-ventilated spaces, natural lighting, and community amenities such as walking trails, fitness areas, and open green spaces for exercise and recreation

savings

We prioritise master-planned projects that embed ESG principles from inception, ensuring environmental efficiency, social inclusivity, and transparent governance. These developments integrate green infrastructure, sustainable mobility, and biodiversity protection, provide mixed-income housing and accessible public amenities, and establish clear policies and accountability systems, making them ESG by design

savings

Strengthening our investment policy to exclude entities that conflict with our ESG principles, while actively advocating for higher environmental and social standards among investee companies

Operational sustainability


We plan to expand the use of solar-powered systems in new commercial properties, install motion-activated lighting to reduce energy use, and fit automatic water-return taps to prevent overflow and minimise water wastage


We are implementing a waste segregation system to ensure recyclable, organic, and hazardous waste are properly processed, while advancing paperless workflows to reduce reliance on physical documentation. In addition, utilising lagoon-based waste management, which is both cost-effective for customers and environmentally friendly, supports sustainable waste treatment and reduces ecological impact

Inclusive workplace and governance

  • We are driving diversity and inclusion in our workplace by establishing measurable targets across all levels of the organisation, reinforced by mandatory training, mentorship programmes, and equal access to career advancement opportunities. This ensures that talent development is fair, merit-based, and reflective of the communities we serve
  • We are strengthening governance and accountability by maintaining transparent structures with clear decision-making processes, open stakeholder engagement, and robust oversight mechanisms. We embed ethical procurement practices that prioritise suppliers with strong ESG credentials, ensuring all governance activities are anchored in integrity, fairness, and long-term value creation
Outlook 1

Continuous improvement


At NSSF, continuous improvement is integral to our ESG journey and reflects our commitment to long-term sustainability. Building on our 40-year legacy and future ambition, we have adopted a cyclical approach to ESG performance management, centred on regular assessment, stakeholder input, and adaptive strategy refinement.


A structured continuous improvement framework is being embedded in both culture and operations to ensure alignment with ESG goals, stakeholder expectations, and evolving global standards. We will continue conducting regular ESG audits and performance reviews to track progress against defined metrics.


These will be carried out internally and, where necessary, with external experts to evaluate the effectiveness of initiatives across environmental, social, and governance dimensions. Findings will directly inform policy revisions, operational changes, and investment decisions. To stay ahead of emerging standards, a dedicated team will track global ESG trends, participate in sustainability forums, and engage with regional and international networks. Insights gained will be systematically reviewed and integrated into our strategy.


Stakeholder input will remain a critical pillar, with ESG p updates and audit findings feeding into strategy review sessions to ensure our initiatives reflect real-world impact and remain relevance. Meaningful improvement also begins from within. We are embedding a culture of ESG ownership across the organisation by empowering staff at all levels to drive sustainability. Cross-functional teams, led by Heads of Department, spearhead targeted improvement initiatives, promote innovation, and integrate sustainable practices into daily operations.


From the Board of Directors to EXCO, leadership prioritises ESG as a core driver of long-term value creation. Their active involvement in ESG reviews, resource allocation, and accountability ensures progress is recognised, rewarded, and embedded within our governance framework NSSF’s future remains anchored in its purpose: making saving a way of life for every Ugandan, while powering national growth and empowering generations. Our 40-year legacy positions us to deliver not only financial security but also inclusive prosperity and environmental stewardship. Through our Vision 2035, we will continue to create long-term value, leaving no Ugandan behind.

40 YEARS OF BUILDING THE FUTURE: POWERING GROWTH, EMPOWERING GENERATIONS